Yes, there is life after bankruptcy.
And generally, that financial life is better.
Some things change immediately for the better.
Other aspects of your financial life take a short run hit, and recover over time.
You’ll be surprised at how quickly the bankruptcy filing becomes insignificant in your economic world.
Now
Immediate improvements include no calls from collectors; no dodging process servers; no worries about your wages being garnished or bank accounts levied.
Odds on, you sleep better.
Going forward
Immediately after your discharge, credit will be available in limited amounts and probably at a higher price than before.
Some elements of your credit score get better on the spot; others improve over time if you attend to them.
There is more here at Bankruptcy in Brief on life after bankruptcy:
Getting Credit After Bankruptcy
Credit Reports After Bankruptcy
